Finding Medical Care
Use the right care setting for your particular health concerns and take advantage of in-network providers, preventive care and virtual care.
Know where to go for care
Take control of your health care spending by using the best resources for your health concern or condition. You’ll save the most when you see in-network doctors.
| Virtual care | In-person primary care | Urgent care | Emergency room | |
|---|---|---|---|---|
| Relative cost | $ | $$ | $$ | $$$ |
| Use for | Cold and flu symptoms Allergies Bronchitis Urinary tract infection Sinus problems |
Routine checkups Immunizations Preventive services Managing your general health |
Strains and sprains Minor broken bones Minor infections Minor burns X-rays |
Heavy bleeding Chest pain Major burns Spinal injuries Severe head injury Broken bones |

Teladoc virtual care
Virtual visits through Teladoc via UMR are available any time of day, at no cost to you. Use Teladoc to address acute care concerns, get a diagnosis and have a prescription sent straight to your pharmacy of choice, if necessary.
Teladoc can help with cold and flu symptoms, allergies and sinus issues, as well as stress, anxiety and other mental health concerns. For a skin concern, upload photos and a dermatologist will send a personalized treatment plan within 24 hours.
Visit the Teladoc website, call 800-835-2362, or download the Teladoc app.
Find in-network providers
The medical plan is administered by UMR and uses the UnitedHealthcare Choice Plus network. Use a UnitedHealthcare Choice Plus in-network doctor or hospital to ensure you receive the highest level of benefits.
There are multiple ways to find in-network providers and facilities near you:
- Visit the UMR website or use the provider directory in the UMR app.
- Call a UMR Plan Advisor at 800-207-3172, Monday – Friday from 7 a.m. to 7 p.m. ET.
- Sign up for Garner Health to find Top Providers who will reimburse you for eligible expenses when you visit them.
No-cost preventive care
All our medical plans provide in-network preventive services at no cost to you.
| All adults | Women | Children |
|---|---|---|
| Health screenings Cancer screenings Routine vaccinations Preventive counseling |
Annual well-woman visits Contraception Breastfeeding support |
Annual well-child visits Developmental screenings Childhood vaccines |
Your Contacts

Medical insurance
800-207-3172
Virtual care
800-835-2362