Employee Costs
Review the employee contribution amounts and voluntary benefit rates for the 2027 plan year.
Your contributions for medical, dental, and vision benefits are generally made on a pre-tax basis. Rates are shown semi-monthly by default. Select Monthly to see monthly costs.
Medical
| PPO 2750 | PPO 6000 | HDHP | |
|---|---|---|---|
| Employee Only | $80.00 | $32.00 | $62.00 |
| Employee + Spouse | $304.00 | $130.00 | $190.00 |
| Employee + Child(ren) | $235.00 | $112.00 | $149.00 |
| Employee + Family | $436.00 | $243.00 | $250.00 |
| PPO 2750 | PPO 6000 | HDHP | |
|---|---|---|---|
| Employee Only | $160.00 | $64.00 | $124.00 |
| Employee + Spouse | $608.00 | $260.00 | $380.00 |
| Employee + Child(ren) | $470.00 | $224.00 | $298.00 |
| Employee + Family | $872.00 | $486.00 | $500.00 |
Working spouse surcharge
If your spouse has access to medical coverage through their employer and you add them to your Lumexa Imaging medical coverage, you will pay a monthly $150 spouse surcharge.
If your spouse does not work, works part-time, is self-employed, is not eligible for coverage, has lost coverage as an active employee but has been offered COBRA, or is covered by Medicare, the spousal surcharge does not apply.
Note: Lumexa Imaging reserves the right to verify if your spouse is provided coverage elsewhere.
Tobacco / vaping surcharge
If you smoke or vape and enroll in the Lumexa Imaging medical plan, you will pay a monthly $100 tobacco surcharge.
Get support at no cost with QuitlineNC at 844-862-7848.
Dental
| Bronze Plan | Silver Plan | Gold Plan | |
|---|---|---|---|
| Employee Only | $12.84 | $18.70 | $22.70 |
| Employee + Spouse | $26.31 | $33.17 | $40.28 |
| Employee + Child(ren) | $28.99 | $44.94 | $52.31 |
| Employee + Family | $44.47 | $66.81 | $78.80 |
| Bronze Plan | Silver Plan | Gold Plan | |
|---|---|---|---|
| Employee Only | $25.67 | $37.39 | $45.39 |
| Employee + Spouse | $52.61 | $66.33 | $80.56 |
| Employee + Child(ren) | $57.97 | $89.87 | $104.62 |
| Employee + Family | $88.94 | $133.62 | $157.59 |
Vision
| EyeMed | |
|---|---|
| Employee Only | $3.14 |
| Employee + Spouse | $5.95 |
| Employee + Child(ren) | $6.27 |
| Employee + Family | $8.95 |
| EyeMed | |
|---|---|
| Employee Only | $6.27 |
| Employee + Spouse | $11.90 |
| Employee + Child(ren) | $12.53 |
| Employee + Family | $17.90 |
Voluntary Accident Insurance
| Bronze Plan | Silver Plan | Gold Plan | |
|---|---|---|---|
| Employee Only | $3.49 | $4.97 | $6.62 |
| Employee + Spouse | $5.50 | $7.83 | $10.44 |
| Employee + Child(ren) | $6.01 | $8.58 | $11.50 |
| Employee + Family | $8.97 | $12.80 | $17.13 |
| Bronze Plan | Silver Plan | Gold Plan | |
|---|---|---|---|
| Employee Only | $6.97 | $9.93 | $13.23 |
| Employee + Spouse | $11.00 | $15.65 | $20.87 |
| Employee + Child(ren) | $12.01 | $17.16 | $22.99 |
| Employee + Family | $17.94 | $25.60 | $34.26 |
Voluntary Critical Illness Insurance
Rates are based on your age and the plan you choose. You can choose $10,000 or $20,000 of coverage. Spouse and child coverage is 50% of your elected amount.
Semi-monthly cost by age band and plan:
| Age band | $10,000 plan | $20,000 plan | ||
|---|---|---|---|---|
| Employee $10,000 |
Spouse $5,000 |
Employee $20,000 |
Spouse $10,000 |
|
| <25 | $0.75 | $0.38 | $1.50 | $0.75 |
| 25-29 | $1.05 | $0.53 | $2.10 | $1.05 |
| 30-34 | $1.40 | $0.70 | $2.80 | $1.40 |
| 35-39 | $1.85 | $0.93 | $3.70 | $1.85 |
| 40-44 | $2.60 | $1.30 | $5.20 | $2.60 |
| 45-49 | $4.00 | $2.00 | $8.00 | $4.00 |
| 50-54 | $5.40 | $2.70 | $10.80 | $5.40 |
| 55-59 | $7.20 | $3.60 | $14.40 | $7.20 |
| 60-64 | $9.85 | $4.93 | $19.70 | $9.85 |
| 65-69 | $13.50 | $6.75 | $27.00 | $13.50 |
| 70-74 | $17.85 | $8.93 | $35.70 | $17.85 |
| 75-79 | $22.90 | $11.45 | $45.80 | $22.90 |
| 80+ | $27.60 | $13.80 | $55.20 | $27.60 |
| Children (all ages) |
$0.78 for $5,000 | $1.55 for $10,000 | ||
Monthly cost by age band and plan:
| Age band | $10,000 plan | $20,000 plan | ||
|---|---|---|---|---|
| Employee $10,000 |
Spouse $5,000 |
Employee $20,000 |
Spouse $10,000 |
|
| <25 | $1.50 | $0.75 | $3.00 | $1.50 |
| 25-29 | $2.10 | $1.05 | $4.20 | $2.10 |
| 30-34 | $2.80 | $1.40 | $5.60 | $2.80 |
| 35-39 | $3.70 | $1.85 | $7.40 | $3.70 |
| 40-44 | $5.20 | $2.60 | $10.40 | $5.20 |
| 45-49 | $8.00 | $4.00 | $16.00 | $8.00 |
| 50-54 | $10.80 | $5.40 | $21.60 | $10.80 |
| 55-59 | $14.40 | $7.20 | $28.80 | $14.40 |
| 60-64 | $19.70 | $9.85 | $39.40 | $19.70 |
| 65-69 | $27.00 | $13.50 | $54.00 | $27.00 |
| 70-74 | $35.70 | $17.85 | $71.40 | $35.70 |
| 75-79 | $45.80 | $22.90 | $91.60 | $45.80 |
| 80+ | $55.20 | $27.60 | $110.40 | $55.20 |
| Children (all ages) |
$1.55 for $5,000 | $3.10 for $10,000 | ||
Voluntary Hospital Indemnity Insurance
| Base Plan | Premium Plan | |
|---|---|---|
| Employee Only | $6.99 | $13.00 |
| Employee + Spouse | $14.59 | $27.14 |
| Employee + Child(ren) | $13.37 | $24.72 |
| Employee + Family | $21.89 | $40.57 |
| Base Plan | Premium Plan | |
|---|---|---|
| Employee Only | $13.99 | $25.99 |
| Employee + Spouse | $29.18 | $54.29 |
| Employee + Child(ren) | $26.73 | $49.45 |
| Employee + Family | $43.78 | $81.14 |
Voluntary Life Insurance
Employee and spouse rates are based on age and are shown per $1,000 of coverage.
The semi-monthly rate for child coverage is $0.30 per unit, regardless of age.
| Age band | Employee Life | Spouse Life |
|---|---|---|
| <25 | $0.017 | $0.017 |
| 25-29 | $0.014 | $0.014 |
| 30-34 | $0.016 | $0.016 |
| 35-39 | $0.024 | $0.024 |
| 40-44 | $0.036 | $0.036 |
| 45-49 | $0.059 | $0.059 |
| 50-54 | $0.095 | $0.095 |
| 55-59 | $0.138 | $0.138 |
| 60-64 | $0.177 | $0.177 |
| 65-69 | $0.256 | $0.256 |
| 70-74 | $0.452 | $0.452 |
| 75+ | $1.030 | $1.030 |
The monthly rate for child coverage is $0.60 per unit, regardless of age.
| Age band | Employee Life | Spouse Life |
|---|---|---|
| <25 | $0.033 | $0.033 |
| 25-29 | $0.028 | $0.028 |
| 30-34 | $0.032 | $0.032 |
| 35-39 | $0.047 | $0.047 |
| 40-44 | $0.071 | $0.071 |
| 45-49 | $0.118 | $0.118 |
| 50-54 | $0.189 | $0.189 |
| 55-59 | $0.275 | $0.275 |
| 60-64 | $0.353 | $0.353 |
| 65-69 | $0.511 | $0.511 |
| 70-74 | $0.903 | $0.903 |
| 75+ | $2.060 | $2.060 |
Voluntary AD&D Insurance
| Coverage | Rate |
|---|---|
| Employee | $0.006 per $1,000 |
| Spouse | $0.006 per $1,000 |
| Child | $0.120 per unit |
| Coverage | Rate |
|---|---|
| Employee | $0.012 per $1,000 |
| Spouse | $0.012 per $1,000 |
| Child | $0.240 per unit |
Voluntary Long-Term Disability
Rates are shown per $100 of covered payroll.
| Age as of 1/1/2027 | 60% benefit | 70% benefit Option for $200K+ salary only |
|---|---|---|
| <25 | $0.060 | $0.090 |
| 25-29 | $0.100 | $0.140 |
| 30-34 | $0.135 | $0.195 |
| 35-39 | $0.200 | $0.285 |
| 40-44 | $0.255 | $0.370 |
| 45-49 | $0.330 | $0.480 |
| 50-54 | $0.445 | $0.650 |
| 55-59 | $0.620 | $0.905 |
| 60-64 | $0.660 | $0.960 |
| 65+ | $0.660 | $0.960 |
| Age as of 1/1/2027 | 60% benefit | 70% benefit Option for $200K+ salary only |
|---|---|---|
| <25 | $0.12 | $0.18 |
| 25-29 | $0.20 | $0.28 |
| 30-34 | $0.27 | $0.39 |
| 35-39 | $0.40 | $0.57 |
| 40-44 | $0.51 | $0.74 |
| 45-49 | $0.66 | $0.96 |
| 50-54 | $0.89 | $1.30 |
| 55-59 | $1.24 | $1.81 |
| 60-64 | $1.32 | $1.92 |
| 65+ | $1.32 | $1.92 |
Legal and ID Theft Protection
| LegalShield only | IDShield only | LegalShield + IDShield bundle | |
|---|---|---|---|
| Employee Only | $9.13 | $4.23 | $11.98 |
| Family | Combined rate ($9.13 covers you and your family) |
$7.75 | $15.00 |
| LegalShield only | IDShield only | LegalShield + IDShield bundle | |
|---|---|---|---|
| Employee Only | $18.26 | $8.46 | $23.96 |
| Family | Combined rate ($18.26 covers you and your family) |
$15.50 | $30.00 |
Your Contacts
Alliant Benefit Advocates
Questions about costs and enrollment
877-531-8820